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Product classification

All major banks in the mortgage prepayment Treaty

first, Bank of China    
    1, less than a year for mortgage interest for three months, required to redeem property may apply one month in advance.
    2, one less than two years of mortgage interest for two months; about 5 working days after the certificate of cancellation of transfer.   &Nbsp;
    3, two years less than three years for mortgage interest for a month;   
    4, for more than three years for mortgage is a mortgage contract shall prevail. &Nbsp;
  
    second, the agricultural Bank of    
   1, less than a year for mortgage interest for six months required to redeem property may apply one month in advance.
   2, a year less than three years for mortgage interest for three months; about 7 working days after the certificate of cancellation of transfer    
   3, more than three years for mortgage interest for a month.
 
    third, the industrial and commercial bank of    
&Nbsp;   no fine for 3 months for 3 years, and 3 years without penalty interest a month in advance applicants may redeem property. About 10 working days after the certificate of cancellation of transfer.   &Nbsp;
 
    four, CCB    
    1, less than a year for mortgage interest for three months, required to redeem property may apply one month in advance.
    2, one year less than two years for mortgage interest for two months after 1 business day certificate of cancellation of transfer    
    3, two years less than three years for mortgage interest for a month;   
    4, more than three years for mortgage interest-free.   &Nbsp;
 
    Wu, China Merchants Bank    
   1, and apply a month in advance, there is no penalty, individual branches require deposits. Need to apply one month in advance before Foreclosure House.   &Nbsp;
   2 is, if there is an opening credit loans of 5 per thousand of the penalty. About 10 working days after the certificate of cancellation of transfer. &Nbsp;
 
    six, Bank of Beijing  
&Nbsp;   no early repayment within one year, apply a month in advance without penalty after one year; about 10 working days after the certificate of cancellation of transfer. &Nbsp;
  
    VII Bank    
   1 1%, less than three years for mortgage arrears amount penalty, required to redeem property may apply one month in advance. &Nbsp;
   2, three years for mortgage deposits for ten days a month do not charge penalty interest to approximately 10 working days after the certificate of cancellation of transfer. &Nbsp;
 
    BA, CR Bank    
< span style="background-color:#ffffff;color:#222222;" >&Nbsp;  1, less than three years for mortgage interest for a month, and need to apply one month in advance before Foreclosure House.
   2, less than three years for mortgage interest for about 10 working days after the certificate of cancellation of transfer.
 
   , postal savings    
&Nbsp;   penalty for less than 1 year remaining principal 1%, 1 year later to apply one month in advance, no penalty interest a month in advance applicants may redeem property. About 10 working days after the certificate of cancellation of transfer.
 
    ten,   Everbright Bank    
    less than 1 year of mortgage for 3 months, 1 year and 3 years of age-1 month, 3 years of impunity. Specific situation depends on the account manager fill in the contract when the loan; need to apply one month in advance before Foreclosure House. About 10 working days after the certificate of cancellation of transfer.
 
    11, Huaxia Bank    
    for 2 months within two years, two years later the penalty a month less than three years, and three years later without penalty interest a month in advance applicants may redeem property. About 10 working days after the certificate of cancellation of transfer.
 
    12, Shenzhen Development Bank    
&Nbsp;   Mortgage arrears penalty interest amount 1% less than a year, required to redeem property may apply one month in advance. Mortgage for less than a year 0.5% the amount owed will be charged penalty interest of less than two years, approximately 10 working days after the transfer of ownership of property written off, for more than two years building charge penalty interest a month. &Nbsp;
 
    13, Shanghai Pudong Development Bank    
    a year apply a month in advance, stored for a month without penalty. Penalty contract amount less than a year 1% apply a month in advance you want to redeem property. About 10 working days after the certificate of cancellation of transfer.
 
    14, ping an Bank    
&Nbsp;  1, penalty loans within one year 1%, 0.5% penalty loans within two years, two years later the penalty a month required to redeem property may apply one month in advance. &Nbsp;
   2, "" new generation "of charge on the remaining 5% of principal business interest, approximately 5 working days after the certificate of cancellation of transfer.
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